Protect Yourself against Financial Ruin

Some call a personal umbrella policy the back up plan. We think you’ll call it the better plan.

Purchasing an umbrella or personal catastrophe liability policy, can offer you a higher level of financial security.  It gives you an extra layer of liability protection over and above your auto and homeowners policies in case you (or a covered family member) are sued because of an accident.

Policy Features

ERIE’s MastercoverSM Policy features include:

  • An additional $1 million in coverage (up to $5 million) for you and your eligible family members against lawsuits arising from personal injury or property damage claims.
  • A higher level of coverage if a covered driver causes an accident and is liable for injury to others or property damage.
  • A higher level of coverage if someone is hurt on your property.
  • Coverage for family members, worldwide, for actions that may cause injury to others or property damage. (Isn’t it nice to know we’ll follow you anywhere.)
  • Peace of mind knowing that your financial interests are protected.
  • Award-winning claims service that ensures you will be contacted promptly after reporting a loss.

Affordable protection is just a phone call away. For most people, an extra $1million in coverage costs less than $20 a month. Contact our agency today to talk about adding this valuable protection to your ERIE policy.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to for company licensure and territory information.

Albion Agencies, Inc. is a licensed insurance agent/broker only in the State of New York.

The information in this post is general in nature, and geared toward insurance conditions in Western New York. As always, you should speak with an insurance adviser to determine your specific insurance needs.

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