Erie Auto Insurance – More than just the basics

Extras Built-In to Your Auto Insurance Policy Automatically

ERIE’s auto insurance coverage extras go beyond standard coverage by providing you with lots of features at no additional charge or premium. Find out what’s built-in.

Covered: Transportation Expenses after an Accident

ERIE’s auto insurance policy covers your transportation expenses immediately after an accident or other covered loss, with no deductible, if you can’t drive your vehicle. It’s included with comprehensive coverage and optional with collision coverage (included in Virginia).1

If your vehicle is drivable, payment could start the day you leave your vehicle at the garage for repairs. Examples of the covered expenses could include vehicle rental fees and bus or taxi fares.

With comprehensive coverage, Erie Insurance will pay up to $20 per day.  The limits for losses vary by state, ranging from $450 to $900, but higher optional limits may be purchased.

Covered: Travel Costs, Personal Property, Locksmith Services

If physical damage coverage is purchased, Erie Insurance would pay:

  • Up to $75 per person for travel costs, including meals and lodging, because you could not reach your destination as a result of a covered loss.2 Up to $350 for loss to personal property, such as clothing and luggage, that was inside the vehicle ERIE insures. (Restrictions apply in North Carolina; up to $100 for personal effects.)
  • Up to $50 for locksmith services ($75 in Ohio, Indiana and Tennessee) when the keys are locked in the insured vehicle accidentally.2 (This coverage is sold under a separate towing and labor endorsement as optional coverage added to your policy.)

Covered: Pets, Damaged Windshields

ERIE’s auto policy would:

  • Help protect your four-legged pals with pet injury coverage. It’s automatically included with your policy and covers up to two dogs and/or cats that are injured in your vehicle at the time of an accident. ERIE will pay $500 for each pet to receive veterinarian and medical care or $1,000 to cover their loss.2
  • Waive your comprehensive deductible when a damaged windshield is repaired rather than replaced. (Additional premium required for full window glass coverage in New York and Illinois.)
  • Waive your collision deductible in the event of an accident between two autos insured by Erie Insurance or if the driver, not insured by ERIE, is solely liable and carries adequate liability insurance.2 (Damage to the insured vehicle must be greater than the deductible.)

Get an auto quote now or contact a local Erie Insurance Agent for more details about ERIE’s auto insurance coverage extras.

1 In North Carolina, restrictions apply with comprehensive coverage. Transportation expenses are only covered with vehicle theft claims. ERIE will pay $15 per day and up to $450 per loss.

2 Not available in North Carolina.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to for company licensure and territory information.

Albion Agencies, Inc. is a licensed insurance agent/broker only in the State of New York.

The information in this post is general in nature, and geared toward insurance conditions in Western New York. As always, you should speak with an insurance adviser to determine your specific insurance needs.

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